Contents insurance

Our quick to arrange, affordable contents insurance covers everything that makes your house a home.

  • Our contents cover can be tailored to protect what's most important to you
  • Quick and simple claims with UK based claims and customer service support
  • Discount available on combined buildings and contents policy

We have over 50 years' experience helping our customers protect what matters to them, and know your home is as individual as you. If it's important to you, our contents cover takes care of it. Make your cover even more personal with our range of optional extras and insurance cover upgrades.

Why choose us?

  • Fast and easy claims service
  • Tailor your cover with optional extras and upgrades
  • UK based claims and customer service experts
  • More than 50 years’ experience insuring homes and contents

Up to 15% discount on combined buildings and contents insurance

What's covered?

  • Your contents

    Protect your belongings against a number of perils including fire, theft, smoke and flood, with optional accidental damage cover

  • Cover away from home

    Protect the items that are most valuable to you whilst you're out and about. Items such as laptops and mobile phones can be covered up to £1,500. You can also cover more expensive items by specifying them on your policy.

  • Escape of water or oil

    You’re covered if your washing machine, dishwasher, central heating system or fridge leaks, provided they’re in a good state of repair. You’re also covered for any loss of metered water.

  • Outbuildings and garden

    Garden furniture, patio heaters, lawnmowers, pots and plants are covered up to a value of £300. You can also claim up to £500 for items damaged or stolen from outbuildings.

  • Keys and locks

    Up to £250 to replace keys and locks for external doors if your keys have been stolen. Keys and locks to safes or alarm systems are also covered.

  • Deeds, documents and money

    Up to £500 to prepare replacement title deeds, bonds and securities, or for the loss of other important documents. You can also claim up to £200 for stolen money.

  • Alternative accommodation

    Up to 20% of the sum insured for the cost of temporary accommodation if your home is uninhabitable due to an event covered by your policy

Make it personal

We don't believe in one size fits all. Tailor your contents home insurance with optional extras and cover upgrades that suit you and your home.

Legal expenses

If you find yourself in a dispute relating to employment, contract or property issues, or clinical negligence, we're here to help. We'll appoint a law firm on your behalf and you can claim up to £50,000 for legal representation. Please see the policy booklet for more information.

Home emergency

Take the panic out of a situation with our home emergency optional extra. Reassurance for a range of problems such as a break in or central heating that doesn't work, as long as it's been regularly serviced. Simply call our 24 hour emergency helpline. We’ll assess the situation and send out one of our recommended contractors. All our work is guaranteed for 12 months as long as you use one of our recommended tradespeople. 

Contents accidental damage

Choose accidental damage insurance as an optional extra on your contents insurance and you're covered for those mistakes that are expensive to fix. So, if a hot iron falls off the ironing board and burns the carpet, or if you spill liquid on your laptop, you're covered.